A tradesperson applies plaster to a ceiling corner, mid-renovation in a room with unfinished walls.A tradesperson applies plaster to a ceiling corner, mid-renovation in a room with unfinished walls.A tradesperson applies plaster to a ceiling corner, mid-renovation in a room with unfinished walls.

Plasterers’ insurance

We help safeguard your livelihood.

  • Fast claims payments
  • No hidden fees
  • Prices from £6.07 a month*
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What is Plasterers’ insurance?

Whether you're skimming walls or transforming entire spaces, our Plasterers' insurance works as hard as you do. 



At Admiral Business, we protect you from risks like tool theft, on-site accidents, or negligence claims.



Using our wealth of experience, we’ve created cover that’s easy to tailor to your needs and safeguards your business against unforeseen costly setbacks.

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Public Liability Insurance

Protects against claims from third parties for injury or property damage

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Employers' Liability Insurance

If you employ staff, then you’re legally required to have this cover.

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Tools & Materials Insurance

Cover the cost of replacing or repairing tools if they’re lost, stolen, or damaged.

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Icon of a document with award stars over it.
Public Liability Insurance

Protects against claims from third parties for injury or property damage

Get a quote
Icon of a shield
Employers' Liability Insurance

If you employ staff, then you’re legally required to have this cover.

Get a quote
Icon of a toolbox with a wrench, hammer, and screwdriver.
Tools & Materials Insurance

Cover the cost of replacing or repairing tools if they’re lost, stolen, or damaged.

Get a quote
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Why Do Plasterers Need Insurance?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Managing Risks in Plastering Work
Plastering might seem low-risk compared to other trades, but accidents and damage can still happen – especially when working on-site, at height, or in occupied properties. Without insurance, plasterers could face:

  • Injury to clients, other contractors, or members of the public.
  • Accidental damage to walls, ceilings, fixtures, or property.
  • Loss, theft, or damage to tools and equipment.

Protecting Your Business From Costly Claims
Even a minor mistake can result in expensive claims or project delays. Plasterers insurance helps cover legal fees, compensation, and equipment replacement – keeping your business protected from unexpected costs.

How Much Does Plasterers’ Insurance Cost?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Plasterers’ insurance starts from £6.07* per month, with final costs depending on:

  • The type of plastering work you do (e.g., internal, external, decorative).

  • The size of your business and number of employees.
  • Your claims history and how much coverage you need.

You can tailor your policy to suit your day-to-day work, whether you’re self-employed or managing a small team.

What are the Legal Requirements for Plasterers?

Almost every business should consider public liability insurance. Whether you’re a contractor working on third-party properties or a small business owner dealing with customers, it protects against unexpected claims.
Some key sectors that benefit from public liability insurance include:


  • Tradespeople
  • Freelancers
  • Consultants
  • Couriers

Without liability insurance, even minor incidents, like damaging a client’s property, could lead to costly claims and legal fees, putting your business at financial risk. Protect your livelihood and reputation with the right coverage for your needs.

Employers’ Liability Insurance – A Legal Must-Have
If you hire anyone, even temporarily, you must have employers’ liability insurance by law. It covers claims from staff who get injured or ill due to their work.

Insurance That Wins You More Work
Many clients, especially commercial developers or local authorities, won’t hire plasterers without proof of insurance. Public liability insurance shows you’re professional and protects both you and your client.

Is Insurance Mandatory for Self-Employed Plasterers?
Not legally, but public liability insurance is highly recommended. It protects your business if something goes wrong and helps you avoid paying out of pocket for claims.

A tradesperson applies plaster to a sloped ceiling in a loft conversion, standing near a large skylight. The room is mid-renovation, with plasterboard walls and tools nearby.A tradesperson applies plaster to a sloped ceiling in a loft conversion, standing near a large skylight. The room is mid-renovation, with plasterboard walls and tools nearby.A tradesperson applies plaster to a sloped ceiling in a loft conversion, standing near a large skylight. The room is mid-renovation, with plasterboard walls and tools nearby.

Insurance built around the needs of the UK’s small businesses

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Flexible cover

Adjust your cover at anytime, without admin fees. As your business grows or changes, you can easily update your cover to match your needs.

No hidden fees

Pay how it suits you, monthly or annually. Plus no cancellation fees.

Simple claims process

Submit a claim online or give us a call. We'll handle the hard part, so you can get back to work, knowing your business is in safe hands.

Top-rated customer support

No long phone queues. No confusing jargon. Our South Wales-based team is dedicated to supporting you and is ready to answer any questions.

Plasterers' insurance FAQs

*£6.07 is the price for a Public Liability policy for a single plastering contractor with £1,000,000 worth of cover. It is the equivalent of £72.80 per year when paying for the policy in one annual payment. Your quote will be personalised to your requirements and will reflect the risks you need to be covered against. The price is correct as of 28th April 2025.